Ripple is a real-time gross settlement system, currency exchange and remittance network created by Ripple Labs Inc. By December 2014 Ripple Labs began working with global payments service Earthport, combining Ripple's software with Earthport's payment services system. The partnership marked the first network usage of the Ripple protocol. On December 29, 2017, XRP briefly became the second largest cryptocurrency, with a market capitalization of US$73 billion.
Ripple confirms transactions in under 4 seconds, and it handles more than 10,000 transactions per second Ripple (XRP) is affordable when it comes to pricing compared to other cryptocurrencies, making it more appealing for Cryptocurrency traders. Again comparing it to other cryptocurrencies transaction fees on Ripple Network are less. Ripple ranks third with Market Capitalization of well over $17 Billion. Ripple’s public ledger also adds an additional security layer. In 2017, Ripple’s price surged over 3,733%
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